Job Title: HMDA Data Analyst, CG-301-11

Duties

• Leads and/or participates in the evaluation of a financial institution's compliance with Home Mortgage Disclosure Act (HMDA), and/or Community Reinvestment Act's (CRA) data reporting, utilizing outstanding guidance and examination procedures.
• Participates in the evaluation of a financial institution's compliance with the CRA's data collection, reporting, and disclosure requirements, utilizing outstanding guidance and examination procedures.
• Operates software such as Microsoft Excel, Microsoft Word, and programs such as FDIConnect (EFX and Banker Engagement Site), RADD, SharePoint, and any applicable software that supports HMDA / CRA Validation to use for Loan Application Register (LAR) and CRA Samples. Uses these programs to upload and retrieve data, obtain mandatory work papers.
• Prepares written summaries addressing results of data integrity reviews, related Compliance Management System (CMS) assessments, and meetings with bank management. Prepares report documentation as they relate to validation findings (e.g. Compliance Reports of Examination or Reports of Visitation), and other documents, including mandatory work papers and HMDA and/or CRA matrices.
• Incorporates bank responses to initial findings of HMDA and/or CRA data reviews into the final report of examination, and as applicable prepares the violations section of the report of examination.
• Meets with and interviews bank management and personnel to discuss the scope of HMDA and/or CRA data integrity reviews, to determine and assess their knowledge and understanding of HMDA and Regulation C, and CRA data collection, reporting, and disclosure requirements; to provide feedback regarding the review; and to discuss findings and recommended corrective actions, as applicable.

Requirements

Conditions of Employment
Completion Of Financial Disclosure May Be Required.
National Agency Check Investigation (NACI) required.

Qualifications

Qualifying experience may be obtained in the private or public sector. Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic, religious/spiritual; community; student, social). Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience. Additional qualifications information can be found here.
To qualify, applicants must have completed at least one year of specialized experience equivalent to at least the grade 09 level or above in the Federal service. Specialized experience is defined as experience determining an insured depository institutions' compliance with governing laws and regulations and/or evaluating bank operations and compliance management systems related with HMDA and/or CRA data reporting.
OR
EDUCATION: To qualify based on education; applicants must possess a Ph.D. or equivalent doctoral degree, or 3 full years of progressively higher level graduate education leading to such a degree, or an LL.M., if related.
OR
COMBINING EDUCATION AND EXPERIENCE: Combinations of successfully completed education and experience may be used to meet total qualification requirements for the CG/GS-11 level.
Applicants must have met the qualification requirements (including selective placement factors - if any) for this position within 30 calendar days of the closing date of this announcement.

Education
See requirements stated under QUALIFICATIONS.

Additional information

Selectees(s) for this position will be required to report in person to an FDIC office or financial institution.
Additional selections may be made from this vacancy announcement to fill identical vacancies that occur subsequent to this announcement.
You may select up to two (2) locations as advertised in this vacancy announcement. You will be referred to the selecting official based on the locations selected, if among the best qualified.
The range of pay shown includes base pay plus supplemental locality adjustments. The locality rates for these duty locations range from a low of 19.10% to a high of 40.07%. Pay will vary by grade level and the locality rate for the geographic location where the position is located. For more on FDIC locality rates, click here.

If selected, you may be required to serve a probationary or trial period as applicable to appointment type. To read about your rights and responsibilities as an applicant for Federal employment, click here.

• A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new windowLearn more about federal benefits.
In addition to the regular benefits offered by Federal agencies, the FDIC offers additional benefits to its employees. These benefits, some at minimal cost, are some of the best and most competitive in both the private and public sectors.
To find out more, click here.

Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered.

How You Will Be Evaluated

You will be evaluated for this job based on how well you meet the qualifications above.
Your resume and the online assessment questionnaire will be reviewed, to determine whether you meet the qualification requirements outlined in this announcement. Therefore, it is imperative that your resume contain sufficiently detailed information upon which to make the qualification determination. Please ensure that your resume contains specific information such as position titles, beginning and ending dates of employment for each position, average number of hours worked per week, and if the position is/was in the Federal government, you should provide the position series and grade level.
Your resume will also be evaluated to measure your responses to the assessment questions. If you rated yourself higher on the questionnaire than what is supported by your resume, your overall qualifications assessment may be adversely affected.
Top ranked candidates will be referred to the selecting official for further review and consideration.
The competencies/knowledge, skills, and abilities (KSAs) you will be assessed on are listed below.

• Knowledge of the HMDA and its implementing Regulation C.
• Knowledge of CRA/ Part 345 of FDIC Rules and Regulations relating to data collection, reporting, and disclosure requirements.
• Knowledge of compliance tools and software programs that support HMDA/CRA evaluations.
• Ability to communicate in writing.
• Ability to communicate orally. You do not need to respond separately to these KSAs. Your answers to the online questionnaire and resume will serve as responses to the KSAs.

You may preview questions for this vacancy.

• A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new windowLearn more about federal benefits.
In addition to the regular benefits offered by Federal agencies, the FDIC offers additional benefits to its employees. These benefits, some at minimal cost, are some of the best and most competitive in both the private and public sectors.
To find out more, click here.

Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered.

• As a new or existing federal employee, you and your family may have access to a range of benefits. Your benefits depend on the type of position you have - whether you're a permanent, part-time, temporary or an intermittent employee. You may be eligible for the following benefits, however, check with your agency to make sure you're eligible under their policies.

Failure to provide all of the required documentation as stated in this vacancy announcement, may result in an ineligible determination or may affect your consideration status. Please review the following to determine your eligibility and which document(s) is required to complete your application:

FDIC EMPLOYEES: If you want to be considered non-competitively include a copy of your SF-50. The SF-50 must show the highest grade level or full performance level applicant has attained competitively on a permanent basis, and grade must be equivalent or higher than the grade for which applying.

EDUCATION DOCUMENTS: If you are using education to meet all or part of the qualification requirements, submit a copy of your college transcript (an unofficial transcript is acceptable). Education must be from accredited institutions. For a listing of accredited educational institutions, click here. An official transcript will be required if you are selected. If you attended more than one university and need to send multiple transcripts, please upload/fax all transcripts as one document.
Foreign Education: If you are using education completed in foreign colleges or universities to meet the qualification requirements, you must show that the education credentials have been evaluated by a private organization that specializes in interpretation of foreign education programs and such education has been deemed equivalent to that gained in an accredited U.S. education program. For more information, click here.

If you are relying on your education to meet qualification requirements:
Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications. Therefore, provide only the attendance and/or degrees from .
Failure to provide all of the required information as stated in this vacancy announcement may result in an ineligible rating or may affect the overall rating.

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To begin, click the "Apply" button and follow the prompts. If you haven't already, register and establish a USAJOBS account. After you register online, click the "Apply" button to complete the online assessment questionnaire, and submit all required documents. Please be sure to click "Submit Application" to complete the application process. You must apply online.
Applicants requesting an exception from the online process must contact the Human Resources Specialist or point of contact listed in this announcement prior to 12:00 noon local time on the closing date.
To return to your saved application, log in to your USAJOBS account and click on "Applications" tab. Click on the "Position Title," and then select "Update Application" or "Additional Application Information" to continue.
You have until 11:59 p.m. ET (Eastern Time) on the closing date of this announcement to complete the application process.
Please ensure you have completed the application process by verifying the status of your application on-line to reflect: "Received". Failure to complete the application process will result in an incomplete application and you will not be considered for the position.